Up to $3,500
Fast, flexible shopping with zero surprises.
Get your approval decision in 5 seconds.
Over 25K reviews - 4.4/5.0
- Fast & Simple Process
- No Credit Check Required
- Shop at 200+ Retailers
- Flexible Payment Plans
- Fast & Simple Process
- No Credit Check Required
- Shop at 200+ Retailers
- Flexible Payment Plans
- Fast & Simple Process
- No Credit Check Required
- Shop at 200+ Retailers
- Flexible Payment Plans
No hassles, just highlights.
Katapult revolves around you. Pay over time, purchase anytime – that’s the plan.
Up to
$3500
In lease pre-approval based
on your individual plan
200+ Retailers
For everything on your wishlist—appliances, electronics, furniture, and more
5 Second Approval
Get an approval decision super fast
Zero
Surprises!
Never a late fee
Lease-to-own payments made easy.
Chose your plan, and pace. No hidden fees, no confusion. Payment schedules that fit your needs.
1
Purchase your leased items within 90 days and save the most.
2
After 90 days keep paying monthly or purchase leased items.
3
When your lease period ends, the items are yours to keep—no return or repurchase required.
Want more flexibility? If you change your mind, return items anytime without obligation. *90-day early purchase option (EPO) terms and conditions apply.
The Katapult buzz.
Read the reviews and shout-outs from the people who know Katapult best. Our customers have given us 4.4 stars out of 5 on Trustpilot.
“It was an easy and quick experience. Everything was spelled out up front and simple to understand. Customer service was great in answering all my questions and very professional. I’d recommend Katapult. Five stars!”
– Elisa
“Totally satisfied with the stress-free process and immediate approval from Katapult. Tremendous experience that was simple in getting what I needed.”
– Lance
“The payment options were clearly defined (no hidden fees or anything). The process to choose this financing was super fast (pretty much immediate). Payment options make this an affordable option. Highly recommend.”
– GF
Apply, shop, checkout. All done.
Apply online then use the Katapult App to shop at 100s of retailers. You'll make lease payments directly to Katapult.
Apply at a retail partner in store and take home your item immediately or apply online and get quick delivery. You'll make lease payments directly to Katapult.
Use Katapult at one of our trusted partners
Us vs Other LTOs
Other
LTOs
LTOs
Soft credit check (no impact to credit score)
*Instant approvals decision
*Dedicated support
*Transparent lease terms
**Some LTO providers may offer this feature
Oh-so-simple application
Apply and we’ll give you a decision in 5 seconds or less.
FAQs
When you apply with Katapult, you may get approved in seconds to start a lease-to-own program directly with Katapult. If approved, you can use your lease approval to shop with over 200 online retailers and make manageable payments over time.
Katapult works with a variety of retailers or sellers that offer furniture, mattresses, electronics, appliances, and more. Whatever’s on your wishlist, there’s likely a sale or deal to explore through our partners.
Your approval can be used at over 200 online retailers. Check our website or app for the full list of companies where you can use your lease approval.
Yes! Katapult offers flexibility — return your items at any time without obligation during your lease term. It’s part of what makes our lease program so customer-friendly.
We partner with the
best, Download the app
& start shopping Now!